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    Terms of Service

    Last updated: October 9, 2026

    1. Acceptance of Terms

    By accessing and using National Accounts Classification & Balancing Tool services, you agree to be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.

    2. Description of Service

    National Accounts Classification & Balancing Tool provides statistical services through web interfaces and Microsoft Excel add-ins. Our services include:

    • Classification of economic activities according to international standards
    • Automated Supply & Use Table Balancing algorithms
    • API access for programmatic integration
    • Excel add-in for seamless workflow integration

    3. User Accounts

    To access certain features, you must create an account. You are responsible for:

    • Maintaining the confidentiality of your account credentials
    • All activities that occur under your account
    • Notifying us immediately of any unauthorized use

    4. Subscription and Payments

    Some features require a paid subscription. By subscribing, you agree to:

    • Pay all applicable fees based on your selected plan
    • Automatic renewal unless cancelled before the renewal date
    • Our Refund Policy

    5. Acceptable Use

    You agree not to:

    • Use the service for any illegal purpose
    • Attempt to gain unauthorized access to our systems
    • Interfere with or disrupt the service
    • Share your account credentials with others
    • Reverse engineer or attempt to extract source code

    6. Intellectual Property

    All content, features, and functionality of National Accounts Classification & Balancing Tool are owned by PALMONITECH and are protected by international copyright, trademark, and other intellectual property laws.

    7. Limitation of Liability

    National Accounts Classification & Balancing Tool is provided "as is" without warranties of any kind. We shall not be liable for any indirect, incidental, special, consequential, or punitive damages resulting from your use of the service.

    8. Changes to Terms

    We reserve the right to modify these terms at any time. We will notify users of significant changes via email or through the service. Continued use after changes constitutes acceptance of the new terms.

    9. Contact

    For questions about these Terms of Service, please contact us at [email protected]